I decided to use a top from a Burda magazine (I don't subscribe, but have picked up a couple when I've had the chance) that would be simple and easy. To make it actually cover up what I wanted it to, I added several inches in length.
The pattern is featured on the front cover and it looks like it is being worn as a swimsuit cover up or over some other top.
But, the picture of the same top inside the magazine looks different. There doesn't appear to be any swimsuit or other top involved. The caption/description for the photo cracked me up. "...Our styling tip: to complete your dream outfit, tie a large scarf around your hips and add an exotic belt." Riiiiight. A top with a neckline plunging down to my xiphoid process and a scarf worn as a skirt makes not only a perfectly acceptable outfit, but my dream outfit.
Ah, well. The pattern's good. I'll pass on the styling tip.